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Financing Options

Health insurance never covers cosmetic procedures unless they're reconstructive in nature, required, or due to illness or surgery. Paying expenses out of pocket isn't feasible for most patients. We understand that and give you the option to use medical credit cards to pay for your cosmetic or dermatology procedure.

Woman with beautiful skin after RF mircroneedling

What Is a Medical Credit Card?

A medical credit card is a financing option offered to individuals undergoing surgical or non-surgical cosmetic procedures. It is a means by which you can pay for deductibles or out of pocket costs not covered by insurance.

Why Use a Medical Credit Card?

This form of financing allows you to more easily cover the costs of the cosmetic treatments you've sought to enhance your physical appearance. Medical credit cards have reasonable interest rates and terms, and attractive promotions.

Why Not Use Your Credit Card?

As a medical credit card is limited to medical treatments, it offers you more flexibility and control if you tend to overspend with your credit cards. And while paying with a low interest credit card or a balance transfer card with 0% APR is tempting, a large purchase such as CoolSculpting or dermal fillers can reduce you credit utilization rate, which could adversely affect your credit score initially.

What Financing Options Do We Offer?

We offer Cherry and CareCredit, both of which are popular financing options among individuals seeking cosmetic and dermatology treatments. If you're an existing user of either of these medical credit cards, you can pay conveniently via your preferred card. If you aren't, have a look at the advantages of each, and also visit their website to decide which one works better for you.


Create an account or log into your patient portal to book, change, or cancel appointments online! We look forward to serving the Salt Lake City area at our Cottonwood Heights med spa.

Accessibility: If you are vision-impaired or have some other impairment covered by the Americans with Disabilities Act or a similar law, and you wish to discuss potential accommodations related to using this website, please contact our Accessibility Manager at (801) 806-0222.